EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS

Format: MS WORD | Chapter: 1-5 | Pages: 63 | 928 Users found this project useful | Price NGN5,000

EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS

Abstract

The study aims at assessing merger and acquisition as a tool for corporate restructuring. The objectives of the study are: to find out if the volume of assets of banks improved after survival strategies of restructuring were employed: to find out how restructuring adopted by the banks have affected deposit mobilizations; to find out if the volume of loans and advances improved after adopting the restructuring strategies through sanitizing and restructuring; to know whether profitability of banks improved as a result of mergers and acquisition strategies adopted by banks after sanitization and restructuring. Primary sources of data collection where questionnaire was distributed to respondent which was used to test the hypothesis of the study using chi-square. The study revealed that Merger and Acquisition is a vital tool for corporate restructuring in the banking organisations and Merger and Acquisition is effective in achieving corporate restructuring in the banking industry. It is recommended that,: businesses in Nigeria should continue to employ the mergers and acquisition strategy as a tool for restructuring and reorganizing to foster growth in business in particular, the financial sub-sector of the economy should use the strategy to remain in business; to popularize merger and acquisition as a strategic option in our economy, the government should enact a, regulatory framework for merger and acquisition to meet changing needs and international standard.

CHAPTER ONE

INTRODUCTION

1.1 Background to the Study

Credit risk refers to the probability of incurring losses resulting from non-payment of loans or other forms of credit by debtors. Credit risks are faced by lenders to consumers, lenders to business, business and even individuals. Credit risks, nevertheless, are mostly encountered in the financial sector particularly banking institutions. The biggest risk facing banking and financial intermediaries, however, remains credit risk, the risk of customer or counter party default. In between the late 1990s were years of financial boom, as the number of players increased substantially in the system. The banks witnessed rising non-performing credit portfolios in banks and these significantly contributed to the financial distress in the banking sector. Also identified was the existence of predatory debtor in the banking system whose modus operandi involved the abandonment of their debt obligations in some banks only to contract new debts in other banks. The increase in the number of banks over-stretched the existing human resources capacity of banks which resulted into many problems such as poor credit appraisal system, financial crimes, accumulation of poor asset quality among others (Sanusi, 2012). The consequence was the increase in the number of distressed banks.In Nigeria, the rising cases of bank failures have also become a major source of concern for policy makers. It is not surprising to find banks to have non-performing loans that exceed 50 per cent of the bank‟s loan portfolio. The deregulation of the financial system embarked upon from 1986 allowed the influx of banks into the banking industry.

DOWNLOAD THE COMPLETE PROJECT

Project information

Project Price

NGN5,000
Number of Pages

63
Number of Chapters

1-5
Additional Content

Abstract,Table of content and Questionnaire

EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS

Not The Topic You Are Looking For?

For Quick Help Chat with Us Now!

+234 813 292 6373

+233 55 397 8005

Search for your project topic

HOW TO GET THE COMPLETE PROJECT ON EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS INSTANTLY

Click on the Download Button above.
Select any option to get the complete project immediately.
Chat with Our Instant Help Desk on +234 813 292 6373 for further assistance.
All projects on our website are well researched by professionals with high level of professionalism.

Here's what our amazing customers are saying

Abdul Mateen Iddrisu

UDS

At first I taught is a site full of fraudsters until I saw my project in my Gmail after my payment.. THANK YOU IPROJECTMASTER and May God the almighty bless u guys abundantly

Excellent

Dau Mohammed Kabiru

Kaduna State College of Education Gidan Waya

This is my first time..Your service is superb. But because I was pressed for time, I became jittery when I did not receive feedbackd. I will do more business with you and I will recommend you to my friends. Thank you.

Very Good

Abdulrazak Bello Marsha

Usman Dan fodio University

It was quite a better guide for project and paper presentation purpoting. Many thanks.

Average

Adam Alhassan Yakubu

UDS

Excellent work and delivery , I promise to share my testimonies everyone in need of this kind of work. You're the best

Excellent

Abraham Ogbanje

NATIONAL OPEN UNIVERSITY OF NIGERIA

At first I was afraid.. But I discovered they are legit. I will bring more patronize

Very Good

Oluchi From Michael Opara University

If you are a student and you have not used iprojectmaster materials, you are missing big time! iprojectmaster is the BEST

Excellent

Joseph M. Yohanna

Thanks a lot, am really grateful and will surely tell my friends about your website.

Excellent

Ibrahim Muhammad Muhammad

Usmanu danfodiyo university, sokoto

It's a site that give researcher student's to gain access work,easier,affordable and understandable. I appreciate the iproject master teams for making my project work fast and available .I will surely,recommend this site to my friends.thanks a lot..!

Excellent

MATTHEW NGBEDE

Ahmadu Bello University

I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!

Excellent

Samuel From Ajayi Crowther University

You guys just made life easier for students. Thanks alot iprojectmaster.com

Excellent

View All Reviews

FREQUENTLY ASKED QUESTIONS

How do I get this complete project on EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS? Simply click on the Download button above and follow the procedure stated.
I have a fresh topic that is not on your website. How do I go about it?
How fast can I get this complete project on EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS? Within 15 minutes if you want this exact project topic without adjustment
Is it a complete research project or just materials? It is a Complete Research Project i.e Chapters 1-5, Abstract, Table of Contents, Full References, Questionnaires / Secondary Data
What if I want to change the case study for EVALUATION OF CREDIT RISK MGT ON THE PERFORMANCE OF NIGERIAN BANKS, What do i do? Chat with Our Instant Help Desk Now: +234 813 292 6373 and you will be responded to immediately
How will I get my complete project? Your Complete Project Material will be sent to your Email Address in Ms Word document format
Can I get my Complete Project through WhatsApp? Yes! We can send your Complete Research Project to your WhatsApp Number
What if my Project Supervisor made some changes to a topic i picked from your website? Call Our Instant Help Desk Now: +234 813 292 6373 and you will be responded to immediately
Do you assist students with Assignment and Project Proposal? Yes! Call Our Instant Help Desk Now: +234 813 292 6373 and you will be responded to immediately
What if i do not have any project topic idea at all? Smiles! We've Got You Covered. Chat with us on WhatsApp Now to Get Instant Help: +234 813 292 6373
How can i trust this site? We are well aware of fraudulent activities that have been happening on the internet. It is regrettable, but hopefully declining. However, we wish to reinstate to our esteemed clients that we are genuine and duly registered with the Corporate Affairs Commission as "PRIMEDGE TECHNOLOGY". This site runs on Secure Sockets Layer (SSL), therefore all transactions on this site are HIGHLY secure and safe!